Housing Financing

Konut finansmanı

What is a Housing Financing?

Housing financing is a financing method based on the use of long-term housing loans against mortgages to be established on houses for those who wish to own a house and that makes it easier for consumers to acquire houses.

Why Should I Use Housing Financing?

You can become a homeowner with a long-term housing financing and low installment options, just like paying rent.

  • There are profit share rates suitable for your budget and maturity of up to 180 months.
  • You can benefit from housing financing up to 80% of the appraised value of the house subject to sale.
  • You can make your installment payments in the period and amounts you determine.
  • Our bank offers life, housing and compulsory earthquake insurance products to its customers using personal financing.
  • You can own your dream house with long-term payment options special for you.
  • You can easily make your payments with flexible payment schedules.
  • In housing financing use, you may be exempted from the Resource Utilization Support Fund (RUSF) and Banking and Insurance Transaction Tax (BSMV) payments.

Channels Through Which A Housing Financing Application Can Be Made

Documents Required to Receive Housing Financing

  • Application form
  • Identity card, driving license or passport
  • Income certificate based on the working status of the person
  • Photocopy of the title deed of the house subject to financing
  • Other documents that may be requested if deemed necessary
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