| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Profit rate (1-60 month maturity) | 0.00 | 4,50 % | 0 | 4,50 % | RUSF and BITT excluded. | 23.01.2026 17:41:00 |
| Allocation Fee (1-60 month maturity) | 0.00 | 0.50 % | 0.00 | 0.50 % | BITT excluded. | 25.05.2018 00:00:00 |
| Appraisal Fee | 17568 TL | 0.00 % | 42120 TL | 0.00 % | The minimum amount is for houses up to 250 square meters, and the maximum amount is for houses over 20,000 square meters and VAT is excluded. The said fee is paid to valuation companies. | 05.01.2026 10:22:00 |
| Mortgage Establishment Fee | 3600 TL | 0.00 % | 3600 TL | 0.00 % | Exempted from BITT. VAT is included. The said fee is paid to company. | 23.12.2025 14:58:00 |
| Life Insurance | 0.00 | 0.00 % | 0.00 | 0.00 % | Since the Life Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Annual Cost Rate | 0.00 | 103,4377% % | 0.00 | 103,4377% % | The loan allocation fee, appraisal fee and mortgage establishment fee were included in the calculation for the Land Financing of TRY 100.000 with a maturity of 60 months. TCIP, Life Insurance, Home Insurance are not included in the Annual Cost Rate because they are variable. | 23.01.2026 17:19:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Profit rate (1-12 month maturity) | 0.00 | %3,99 % | %3,99 % | RUSF and BITT excluded. | 01.04.2026 16:49:00 | |
| Allocation Fee (1-60 month maturity) | 0.00 | 0.50 % | 0.00 | 0.50 % | Exempted from BITT. | 27.02.2019 00:00:00 |
| Appraisal Fee | 16500 TL | 0.00 % | 135393 TL | 0.00 % | The minimum amount is for houses up to 250 square meters, and the maximum amount is for houses over 20,000 square meters and VAT is excluded. The said fee is paid to valuation companies. | 05.01.2026 10:25:00 |
| Mortgage Establishment Fee | 3600 TL | 0.00 % | 3600 TL | 0.00 % | Exempted from BITT. VAT is included. The said fee is paid to company. | 23.12.2025 15:00:00 |
| Life Insurance | 0.00 | 0.00 % | 0.00 | 0.00 % | Since the Life Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| TCIP | 0.00 | 0.00 % | 0.00 | 0.00 % | Since TCIP fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Home Insurance | 0.00 | 0.00 % | 0.00 | 0.00 % | Since the Home Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Annual Cost Rate | 0.00 | 68,1956% % | 0.00 | 68,1956% % | The finance allocation fee and taxes were included in the calculation for the Consumer Finance of TRY 10.000 with a maturity of 36 months. Life Insurance fee is not included in the Annual Cost Rate because it is variable. | 08.04.2026 14:19:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Profit rate (1-60 month maturity) | 0.00 | %3,99 % | %3,99 % | RUSF and BITT excluded. | 01.04.2026 17:11:00 | |
| Allocation Fee (1-60 month maturity) | 0.00 | 0.50 % | 0.00 | 0.50 % | BITT excluded. | 27.02.2019 00:00:00 |
| Appraisal Fee | 16500 TL | 0.00 % | 135393 TL | 0.00 % | The minimum amount is for houses up to 250 square meters, and the maximum amount is for houses over 20,000 square meters and VAT is excluded. The said fee is paid to valuation companies. | 05.01.2026 10:27:00 |
| Mortgage Establishment Fee | 3600 TL | 0.00 % | 3600 TL | 0.00 % | Exempted from BITT. VAT is included. The said fee is paid to company. | 23.12.2025 15:00:00 |
| Life Insurance | 0.00 | 0.00 % | 0.00 | 0.00 % | Since the Life Insurance fee is variable, it is not included in the calculation. | 25.05.2019 00:00:00 |
| TCIP | 0.00 | 0.00 % | 0.00 | 0.00 % | Since TCIP fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Home Insurance | 0.00 | 0.00 % | 0.00 | 0.00 % | Since the Home Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Annual Cost Rate | 0.00 | 75,6125% % | 100000 | 75,6125% % | The loan allocation fee, appraisal fee and mortgage establishment fee were included in the calculation for the Personal Mortgage Financing Under the Law of TRY 100.000 with a maturity of 60 months. TCIP, Life Insurance, Home Insurance are not included in the Annual Cost Rate because they are variable. | 23.01.2026 17:20:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Profit rate (1-60 month maturity) | 0.00 | 4,50 % | 0.00 | 4,50 % | RUSF and BITT excluded. | 23.01.2026 17:43:00 |
| Profit rate (61-120 month maturity) | RUSF and BITT excluded. | 23.01.2026 17:36:07 | ||||
| Allocation Fee (1-120 month maturity) | 0.00 | 0.50 % | 0.00 | 0.50 % | BITT excluded. | 13.06.2023 00:00:00 |
| Appraisal Fee | 16500 TL | 0.00 % | 55569 TL | 0.00 % | The minimum amount is for houses up to 250 square meters, and the maximum amount is for houses over 20,000 square meters and VAT is excluded. The said fee is paid to valuation companies. | 05.01.2026 22:29:00 |
| Mortgage Establishment Fee | 3600 TL | 0.00 % | 3600 TL | 0.00 % | Exempted from BITT. VAT is included. The said fee is paid to company. | 23.12.2025 15:00:00 |
| Life Insurance | 0.00 | 0.00 % | 0.00 | 0.00 % | Since the Life Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| TCIP | 0.00 | 0.00 % | 0.00 | 0.00 % | Since TCIP fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Home Insurance | 0.00 | 0.00 % | 0.00 | 0.00 % | Since the Home Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Annual Cost Rate | 0.00 | 101,6710 % % | 0 | 101,6710 % % | The loan allocation fee, appraisal fee and mortgage establishment fee were included in the calculation for the Individual Campaign Housing Finance of TRY 100.000 with a maturity of 120 months. TCIP, Life Insurance, Home Insurance are not included in the Annual Cost Rate because they are variable. | 23.01.2026 17:21:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Allocation Fee | 0 | 0.50 % | 0 | 0.50 % | BITT excluded. | 25.05.2018 00:00:00 |
| Life Insurance | 0 | 0 | 0 | 0 | Hayat Sigortası ücreti değişken olduğundan hesaplamaya dahil edilmemiştir. | 25.05.2018 00:00:00 |
| Annual Cost Rate | 0 | 76,2771% % | 0 | 76,2771% % | The finance allocation fee and taxes were included in the calculation for the Consumer Finance of TRY 20.000 with a maturity of 60 months. Life Insurance fee is not included in the Annual Cost Rate because it is variable. | 08.04.2026 14:23:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Allocation Fee | 0 | 0.50 % | 0 | 0.50 % | BITT excluded. | 25.05.2018 00:00:00 |
| Life Insurance | 0 | 0 | 0 | 0 | Since the Life Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Annual Cost Rate | 0 | 76,2771% % | 0 | 76,2771% % | The finance allocation fee and taxes were included in the calculation for the Consumer Finance of TRY 20.000 with a maturity of 60 months. Life Insurance fee is not included in the Annual Cost Rate because it is variable. | 08.04.2026 14:31:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Profit rate (1-3 month maturity) | 0 | 3,99 % | 0 | 3,99 % | RUSF and BITT excluded. | 01.04.2026 17:37:00 |
| Allocation Fee | 0 | 0.50 % | 0 | 0.50 % | BITT excluded. | 01.09.2018 00:00:00 |
| Life Insurance | 0 | 0 | 0 | 0 | Since the Life Insurance fee is variable, it is not included in the calculation. | 01.09.2018 00:00:00 |
| Annual Cost Rate | 0 | 89,4535% % | 0 | 89,4535% % | The finance allocation fee and taxes were included in the calculation for the Consumer Finance of TRY 10.000 with a maturity of 3 months. Life Insurance fee is not included in the Annual Cost Rate because it is variable. | 08.04.2026 14:47:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Allocation Fee (1-120 month maturity) | 0 | 0.50 % | 0 | 0.50 % | Exempted from BITT. | 25.05.2018 00:00:00 |
| Appraisal Fee | 1508 TL | 0 | 4756 TL | 0 | The minimum amount is for houses up to 250 square meters, and the maximum amount is for houses over 20,000 square meters and VAT is excluded. The said fee is paid to valuation companies. | 29.07.2022 17:55:00 |
| Life Insurance | 0 | 0 | 0 | 0 | Since the Life Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| TCIP | 0 | 0 | 0 | 0 | Since TCIP fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Home Insurance | 0 | 0 | 0 | 0 | Since the Home Insurance fee is variable, it is not included in the calculation. | 25.05.2018 00:00:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Profit rate (1-36 month maturity) | 0 | 3,19 % | 0 | 3,19 % | It is for 2nd hand vehicles of 0 km and up to 5 years old (including) and RUSF and BITT are excluded. | 01.04.2026 17:41:00 |
| Profit rate (37-48 month maturity) | 0 | 3,09 % | 0 | 3,09 % | It is for 2nd hand vehicles of 0 km and up to 5 years old (including) and RUSF and BITT are excluded. | 01.04.2026 17:20:00 |
| Life Insurance | 0 | 0 | 0 | 0 | Since the Life Insurance fee is variable, it is not included in the calculation. | 27.02.2019 00:00:00 |
| Automobile Insurance Policy | 0 | 0 | 0 | 0 | Premium calculation is made according to the conditions of the day. | 27.02.2019 00:00:00 |
| Annual Cost Rate | 0 | 61,1244% % | 0 | 61,1244% % | The finance allocation fee and taxes were included in the calculation for the Car Finance of TRY 20.000 with a maturity of 36 months. Life Insurance fee is not included in the Annual Cost Rate because it is variable. *Invoice Amount | 08.04.2026 14:06:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Allocation Fee (1-60 month maturity) | 0 | 0.50 % | 0 | 0.50 % | It is for 2nd hand vehicles of 0 km and up to 5 years old (including) and BITT is excluded. | 27.02.2019 00:00:00 |
| Allocation Fee (1-36 months maturity) | O | 0.50 | 0 | 0.50 | For 0 km and 2nd hand vehicles up to and including 5 years old, BSMV is excluded. | 05.01.2026 15:15:00 |
| Annual Cost Rate | 0 | 61,1244% | 0 | 66,0368% | Calculation was made by including the financing allocation fee and taxes for the Vehicle Financing of 20.000.-TL with a maturity of 36 months. Since the Life Insurance fee is variable, it is not included in the Annual Cost Rate. *Billing price | 19.02.2026 11:32:00 |
| Insurance Policy | 0 | 0 | 0 | 0 | Premium calculations are made according to current conditions. | 05.01.2026 15:15:00 |
| Life insurance | 0 | 0 | 0 | 0 | Life Insurance fee is not included in the calculation as it is variable. | 05.01.2026 15:15:00 |
| Profit rate (1-12 month maturity) | 0 | 3,19 | 0 | 3,19 | It is for 2nd hand vehicles of 0 km and up to 5 years old (including) and RUSF and BITT are excluded. | 01.04.2026 17:42:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Allocation Fee (1-36 months maturity) | 0 | 0.50 | 0 | 0.50 | For 0 km and 2nd hand vehicles up to and including 5 years old, BSMV is excluded. | 05.01.2026 15:15:00 |
| Annual Cost Rate | 0 | 63,5637% | 0 | 63,5637% | Calculation was made by including the financing allocation fee and taxes for the Vehicle Financing of 20.000.-TL with a maturity of 24 months. Since the Life Insurance fee is variable, it is not included in the Annual Cost Rate. *Billing price | 08.04.2026 11:32:00 |
| Insurance Policy | 0 | 0 | 0 | 0 | Premium calculations are made according to current conditions. | 05.01.2026 15:15:00 |
| Life insurance | 0 | 0 | 0 | 0 | Life Insurance fee is not included in the calculation as it is variable. | 05.01.2026 15:15:00 |
| Profit rate (1-12 month maturity) | 0 | 3,19 | 0 | 3,19 | It is for 2nd hand vehicles of 0 km and up to 5 years old (including) and RUSF and BITT are excluded. | 01.04.2026 17:26:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Allocation Fee (1-36 months maturity) | 0 | 0.50 | 0 | 0.50 | For 0 km and 2nd hand vehicles up to and including 5 years old, BSMV is excluded. | 05.01.2026 15:15:00 |
| Annual Cost Rate | 0 | 63,5637% | 0 | 63,5637% | Calculation was made by including the financing allocation fee and taxes for the Vehicle Financing of 20.000.-TL with a maturity of 12 months. Since the Life Insurance fee is variable, it is not included in the Annual Cost Rate. *Billing price | 08.04.2026 11:05:00 |
| Insurance Policy | 0 | 0 | 0 | 0 | Premium calculations are made according to current conditions. | 05.01.2026 15:15:00 |
| Life insurance | 0 | 0 | 0 | 0 | Life Insurance fee is not included in the calculation as it is variable. | 05.01.2026 15:15:00 |
| Profit rate (1-12 month maturity) | 0 | 3,19 | 0 | 3,19 | It is for 0 km and second hand vehicles up to and including 5 years old, excluding KKDF and BSMV. | 01.04.2026 17:39:00 |
| Cost Name | Minimum Amount | Minimum Rate | Maximum Amount | Maximum Rate | Explanation | Updating Date |
|---|---|---|---|---|---|---|
| Profit rate (1-48 month maturity) | 0 | 3,29 % | 0 | 3,29 % | It is for 2nd hand vehicles of 0 km and up to 5 years old (including) and RUSF and BITT are excluded. | 01.04.2026 17:19:00 |
| Profit rate (37-48 month maturity) | 0 | 3,19 % | 0 | 3,19 % | It is for 2nd hand vehicles of 0 km and up to 5 years old (including) and RUSF and BITT are excluded. | 01.04.2026 17:19:00 |
| Allocation Fee (1-60 month maturity) | 0 | 0.50 % | 0 | 0.50 % | It is for 2nd hand vehicles of 0 km and up to 5 years old (including) and BITT is excluded. | 27.02.2019 00:00:00 |
| Life Insurance | 0 | 0 | 0 | 0 | Since the Life Insurance fee is variable, it is not included in the calculation. | 27.02.2019 00:00:00 |
| Automobile Insurance Policy | 0 | 0 | 0 | 0 | Premium calculation is made according to the conditions of the day. | 27.02.2019 00:00:00 |
| Annual Cost Rate | 0 | 67,0460% % | 0 | 67,0460% % | The finance allocation fee and taxes were included in the calculation for the Car Finance of TRY 20.000 with a maturity of 48 months. Life Insurance fee is not included in the Annual Cost Rate because it is variable. *Invoice Amount | 08.04.2026 14:37:00 |
