PENALTY FEE AND EXPENSE AMOUNTS
| Contractual Profit Share | % 0 | 
| Delay Penalty | % 3.96 | 
| Credit Card Debt Payment Domestic-Other Bank ATM | %1.15 + 1.04 TL | 
| Credit Card Debt/Limit Inquiry Domestic-Other Bank ATM | 0.27 TL | 
MEMBERSHIP FEES AND CARD RENEWAL FEES (TRY)
| Credit Card Membership Fee (*) | ||
| Main | Additional | |
| Classic | 47.00 TL | 23.00 TL | 
| Gold | 80.00 TL | 40.00 TL | 
| Platinum | 96.00 TL | 48.00 TL | 
(*) All credit cards that are not specified separately in the table are included in Classical fee group.
(*) The card fee is charged annually after the first financial transaction of the card.
| Renewal Fee (*) | |
| Main | 10.00 TL | 
| Additional | 10.00 TL | 
(*) Collected as from the 3rd renewal within a calendar year.
MINIMUM PAYMENT RATES
| Credit Card Ownership Year | Minimum Payment Rate | 
| 1st Year of Customers Who Are First-Time Credit Card Holders | % 100 | 
| After 1st Year | % 100 |