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 Participation Funds

 Special participation funds for your savings are at Ziraat Participation Bank!

​​You can make your participation fund operations and evaluate your investments safely according to the principles of participation banking at Ziraat Participation Bank.  
Ziraat Portfolio Funds managed by the expert staff are the practical, profitable and safe investment instruments for you. You can invest in the investment funds suitable for your own risks and maturity profile and also you can evaluate your savings with the opportunity to invest in different investment instruments through Ziraat Portfolio Funds.

Product Features

Investment Funds (Participation Fund) are funds destined to investors who want to evaluate their investments with non- interest yielding money and capital markets tools which have their whole portfolio continuously based on lease certificates, participation accounts, partnership interests, gold and other precious metals as well as other Capital Markets Board approved money and capital markets tools that are not based on interest.

FUND CODE
TITLES OF THE PARTICIPATION FUND
TZF
ZİRAAT PORTFOLIO PARTICIPATION FUND Click for details.
ZPK
ZİRAAT PORTFÖY SHORT-TERM LEASE CERTIFICATE PARTICIPATION FUND Click for details.
TCA
ZİRAAT PORTFOLIO GOLD PARTICIPATION FUND Click for details.
ZPG
ZİRAAT PORTFOLIO LEASE CERTIFICATES (SUKUK) PARTICIPATION FUND Click for details.
ZPF
ZİRAAT PORTFOLIO PARTICIPATION FUND (FOREIGN CURRENCY) Click for details.
ZPE
ZİRAAT PORTFOLIO PARTICIPATION INDEX STOCK FUND (stock weighted fund) Click for details.

The investment funds are one of the important instruments in the capital markets. On one hand, it provides fund to its founders through the portfolio management, on the other hand our bank can provide service for the investment fund/lease certificate purchase and sale for the investors evaluating their savings by purchasing participation certificates of the investment fund.  

The main purpose of the investment fund is to provide high income to our customers who want to invest in this category through a portfolio structure composed of the capital market instruments (particularly lease certificates).

Moreover, the fund aims a high income by investing in the partnership interests specified in consequence of the risk\income evaluation with an active portfolio management approach. This is a suitable fund for our investors who aim to evaluate their investments with high risk perception in the medium and long term.

1. The investment funds ensure that the savings are managed by the expert team.

2. These funds provide that the small savers take investment advantage which the major investors have.

3. On the ground that the securities that may be included in the investment fund portfolio become diversified with the instruments such as fixed income or foreign currency indexed securities and stocks, it is possible to minimize the risk.

4. These funds allow investing in the securities with high earning potential which cannot be reached through small savings.  

5. The purchase and sales with high amounts made to the portfolio provide saving on time and money.

6. The most important feature of Ziraat Portfolio Short-Term Lease Certificate Fund is that the customers may have the opportunity to evaluate their funds in short terms less than 1 month (31 days).

  • The fund has the feature of "interest-free and liquid”. The purchases and sales shall take place transiently over the price on trading day. Our customers can make daily purchase and sale in the specified fund.  
  • The fund portfolio is completely composed of the interest-free securities such as lease certificate, participation account in the participation banks, revenue partnership certificate, and promise transactions.
  • The transactions can be made between 09:00 and 15:15 through the branch.
  • The withholding tax at the rate of 0% is calculated over the income earned from the specified investment fund by the Joint Stock, Limited and limited partnership in which the capital is divided into shares which are incorporated according to the Turkish Commercial Code and also the foreign organizations of similar nature. The withholding tax rate is 10% for all other customers. The withholding tax is automatically calculated by the system during the fund repurchasing and also collected from the customer account.

How can I apply?

You can make your application to the closest branch of Ziraat Participation Bank.

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