About Ziraat Katılım

Established as the first state-owned participation bank in Türkiye, Ziraat Katılım Bankası A.Ş. (Ziraat Katılım) provides a wide range of products and services in line with the principles of participation banking. Through its diversified delivery channels, the Bank aims to be a reliable financial partner for its customers at all times. Listening closely to customer needs and delivering tailored solutions lies at the heart of its business philosophy. Ziraat Katılım also strives to generate value for its customers, shareholders, society, and all stakeholders.
‍
Ziraat Katılım Bankası A.Ş. was incorporated with a paid-in capital of TL 675 million, fully provided by the Republic of Türkiye Undersecretariat of Treasury, pursuant to the permission of the Banking Regulation and Supervision Agency (BRSA) dated October 10, 2014, and numbered 6046, as published in the Official Gazette dated October 15, 2014, and numbered 29146. The Bank was registered on February 16, 2015.
‍
Ziraat Katılım obtained its operating license with BRSA Decision No. 6302 dated May 12, 2015 published in the Official Gazette numbered 29355 dated May 14, 2015. The Bank started its participation banking operations with its principle of “More as We Share” as of May 29, 2015.
‍
In accordance with its strategies focused on profitable, healthy and sustainable growth, Ziraat Katılım provides products, services and solutions with high added value which are in line with participation banking principles through strong distribution channels and with competent human resources.
‍
As of year-end 2024, the Bank employed 2,864 people. With the opening of 19 new branches during the year, its total number of branches, including international locations, reached 210.
‍
Ziraat Katılım actively operates in the fields of Retail, Commercial, Corporate, Private, and Agricultural Banking, with a strategic focus on driving growth across these key segments. In addition to its traditional branch network, the Bank delivers its products and services through advanced alternative distribution channels, including 129 ATMs, Internet Banking, a renewed Mobile Banking platform, Call Centers, Open Banking applications, and approximately 10,594 POS terminals. Within the scope of its Digital Banking activities, Ziraat Katılım meets the financial needs of its customers with the Ziraat Mobile application at the most convenient points and with an approach focused on high customer satisfaction.
‍
As of year-end 2024, Ziraat Katılım’s total assets increased by 34% compared to the previous year, reaching TL 515 billion. The net profit of Ziraat Katılım was TL 3.5 billion. The Bank’s equity size, reaching TL 22 billion, provides the strength required for sustainable growth.
‍
With its well-established and solid structure, modern and innovative management approach, and experienced and dynamic personnel, Ziraat Katılım works in strong cooperation with Ziraat Bank, which has been the driving force of the Turkish banking sector for 161 years, within the framework of its correspondent agreement.
‍
Behind Ziraat Katılım’s continuously developing business model lies an approach focused on customer satisfaction, digitalization and efficiency. As it works towards becoming an effective, leading and respected participation bank, the Bank continues to take firm steps without compromising its asset quality, creating added value in line with its disciplined and sustainable growth strategy.