%

December 2020

December 2021

Capital

Capital Adequacy Ratio

14.8

14.0

Shareholders’ Equity/Total Assets

6.2

4.4

Asset Quality

Total Loans*/Total Assets

70.4

69.1

NPL (Gross)/Total Deposit*

2.7

2.5

Total Loans*/Total Deposit

91.3

87.2

Profitability

Net Profit (Loss)/Average Total Assets

1.3

0.7

Net Profit (Loss)/Average Shareholders’ Equity

18.5

13.9

Income-Expense Structure

Profit Shares Income/Profit Shares Expense

197.4

131.9

Non-Profit Shares Income/Non-Profit Shares Expenses

33.7

39.3

Total Income/Total Expenses

119.6

104.5

Profit Shares Income/Total Income

86.6

88.9

Non-Profit Shares Income/Total Income

13.4

11.1

Profit Shares Expenses/Total Expenses

52.4

70.4

Non-Profit Shares Expenses/Total Expenses

47.6

29.6