2015

• As the first publicly funded participation bank, the Bank began operations on 29 May 2015, in a grand opening with the participation of President Recep Tayyip Erdoğan.
• Ziraat Participation became the first participation bank to receive Participation Banking Activity Ratification Certificate approving compliance of the general framework of our operations with the Principles of Participation Banking.

2016

• Ziraat Participation proudly completed its first year, a full of firsts, with a net profit of TL 30.7 million.
• The first profit-loss sharing partnership was carried out in different sectors.
• The first Sukuk issuance was undertaken by establishing an Asset Leasing company.
• The first Murabaha Syndication took place.

2017

• Ziraat Participation continued to take firm steps on its way to reach its goals of sustainable profitability and efficiency and recorded a profit of TL 159 million.
• Ziraat Participation founded its second subsidiary ZKB Varlık Kiralama A.Ş.
• FILIKA (Limited Financing Card) has been offered to customers.
• Transition to TFRS 9 has been completed.
• A project financing transaction has been performed through “İstisna” product in the participation banking sector.
• Ziraat Participation has started the Gold Days.

2018

• Ziraat Participation rounded off the year 2018 with stable growth and wrote a net profit of TL 323 million.
• Ziraat Participation entered a cooperative agreement that represents a first for the banking sector and our country, with the “Joint Investments Model”.
• Ziraat Participation became the first participation bank to mediate in the issuance of the Gold Lease Certificate.
• The number of branches increased to 80 branches in 41 different cities.
• Agreements were signed for the establishment of the Ziraat Participation Sudan Branch.
• The necessary permits were obtained for the transfer of Ziraat Finansal Kiralama A.Ş. to Ziraat Participation.
• In accordance with the agreement made between all public banks including Ziraat Participation, the “free use of a Common ATM” system was implemented with the protocol signed.

2019

• Ziraat Participation continued its healthy growth in 2019 with its effective and efficient balance sheet management and completed the year with a net profit of TL 516.7 million.
• Ziraat Participation realized a Murabaha Syndication transaction at an amount of USD 250 million for the third time.
• Ziraat Finansal Kiralama A.Ş. was transferred to Ziraat Participation as of 1 March 2019.
• Subordinated loans were obtained from T.C. Ziraat Bankası A.Ş. and Turkey Wealth Fund.
• Virtual POS product was offered to customers.
• “Mobile Financing” option was launched to conduct financing transactions through Participation Mobile application.