Ziraat Participation 2017 Annual Report

Ratios

%	December 2016	December 2017
Capital
Capital Adequacy Ratio	12.5	13.1
Shareholders’ Equity/Total Assets	9.6	9.8
Shareholders’ Equity/(Total Assets+Non-cash Loans)	6.7	6.9
Shareholders’ Equity/(Funds Collected+Other Funds)	10.8	11.1
Asset Quality
Total Loans/Total Assets	69.8	79.3
NPL (Gross)/Cash Loans	0.2	0.3
NPL (Gross)/(Total Loans)	0.2	0.2
Securities Portfolio/Total Assets	5.2	3.7
FC Assets/FC Liabilities	54.0	62.7
Other Assets/Total Assets	4.0	3.7
Liquidity
Liquid Assets/Total Assets	21.0	13.4
Liquid Assets/(Funds Collected+Other Funds)	23.7	15.2
Liabilities Structure
Current Deposit/Total Deposit	14.8	16.5
Loans/Funds Collected	98.6	113.5
Profitability
Net Profit (Loss)/Average Total Assets	0.6	1.4
Net Profit (Loss)/Average Shareholders’ Equity	4.3	15.4
Net Profit (Loss)/Average Paid-in Capital	4.3	16.6
Income-Expense Structure
Profit Shares Income/Profit Shares Expense	216.0	182.3
Non-Profit Shares Incomes/Non-Profit Shares Expenses	14.8	19.8
Total Incomes/Total Expenses	110.7	123.8
Profit Shares Incomes/Total Incomes	93.0	94.2
Non-Profit Shares Incomes/Total Incomes	6.9	5.8
Profit Shares Expenses/Total Expenses	47.7	64.0
Non-Profit Shares Expenses/Total Expenses	52.4	36.0