IMPACT FRAMEWORK OF MATERIAL TOPICS AND ITS REFLECTION IN THE REPORT

MATERIAL TOPIC	RELATED STAKEHOLDER	SECTION FOR DETAILED INFORMATION	GRI	SASB

HIGHLY MATERIAL TOPICS
Digital Transformation and Innovation	Employees / Customers	Our Intellectual Assets
Financial Performance and Profitability	All Stakeholders	Our Financial Assets
Integrated Risk Management	Board of Directors, Customers, Regulatory Authorities	Our Financial Assets
Ethics and Compliance	All Stakeholders	Our Financial Assets
Data Privacy and Security	All Stakeholders	Our Intellectual Assets

Ziraat Participation generates economic, environmental, and social value with its business model and robust management system, concentrating on corporate strategies.

MATERIAL TOPIC	RELATED STAKEHOLDER	SECTION FOR DETAILED INFORMATION	GRI	SASB

MODERATELY MATERIAL TOPICS
Fight Against Climate Change	All Stakeholders	Our Financial Assets Our Natural Assets
Responsible Products and Services	Customers	Our Financial Assets
Employee Welfare and Rights	Employees	Our Human Assets
Corporate Culture Principles	Employees	Our Human Assets
Training and Talent Management	Employees	Our Human Assets
Customer Experience and Satisfaction	Customers	Our Financial Assets Our Intellectual Assets Our Manufactured Assets
Financial Inclusion	Customers	Our Financial Assets Our Intellectual Assets Our Social and Relational Assets

MATERIAL TOPICS
Equal Opportunity and Diversity	Employees	Our Human Assets
Corporate Social Responsibility	Employees / Society	Our Social and Relational Assets
Financial Literacy	Society	The Bank aims to develop and implement financial literacy projects in the upcoming period.
Natural Resources and Waste Management	All Stakeholders	Our Natural Assets