2020 ANNUAL REPORT
THE CVs OF MANAGERS UNDER INTERNAL SYSTEMS

Emin HOCAOĞLU
Vice President of the Audit Board

He was born in 1986 in Istanbul. He graduated from Istanbul University, Faculty of Economics, Department of Economics in 2008. In 2010, he completed Anadolu University Foreign Trade Program. He is continuing his postgraduate program in Financial Markets and Investment Management at Marmara University. Immediately after his undergraduate graduation, he started his professional life in the purchasing department of Eczacıbaşı‑Monrol Nuclear Products Company, one of the companies in the healthcare group of the Eczacıbaşı group. In a change of career, he switched to the banking sector and started to work as an Assistant Auditor at T.C. Ziraat Bank A.Ş. after working as an Assistant Auditor at Şekerbank A.Ş. for 6 months. Following his 8‑year duty in the Ziraat Bank Audit Board, he started to work at Ziraat Katılım Bankası A.Ş. as the Assistant President of the Audit Board on 4 March 2019. He was appointed as the Vice President of the Audit Board on 12 December 2020 and he has been continuing his duty since then.

Osman ÇETİNER
Head of Internal Control and Compliance

Osman Çetiner was born in Antalya in 1973. He graduated from Uludağ University Faculty of Economics Department of Finance and received his SMMM license in 2005. In 2014, he also received the Independent Auditor license from Public Oversight Authority. He started his banking career at Kuveyt Türk Katılım Bankası A.Ş. in 1999 as Assistant Specialist of Accounting in Finance Service. He worked at Kuveyt Türk Katılım Bankası A.Ş. at various positions for a total of 16 years, 7 years at managerial positions. He took a role at Turkey’s first lease certificate issuance in 2010 by Kuveyt Türk Katılım Bankası in 2010. He was a part of Ziraat Katılım’s establishment and started to work as Financial Coordination Department Head at Ziraat Katılım as of 8 April 2015. He is serving as Ziraat Katılım’s Head of Internal Control and Compliance since 20 December 2017.

Seher Elif EKİCİ
Head of Risk Management

Seher Elif Ekici was born in İstanbul in 1981. She graduated from Marmara University Faculty of Business Administration, Department of Business Administration in English. She completed her associate degree at Anadolu University Faculty of Theology and is currently studying for her master’s degree on Islamic Economics and Finance at Marmara University. She received her SMMM license in 2009. She started her professional career at KPMG Independent Audit firm in 2003 and worked as an auditor in 2003‑2004. Later, she started her banking career in 2005 at Anadolu Finans Kurumu Financial Control service under Financial Affairs Department. She took a role in the merger of Anadolu Finans and Family Finans. Between 2007 and 2015 she acted as Specialist, Supervisor and Manager at Risk Management Center Department of Türkiye Finans Katılım Bankası. Ms. Ekici started to work at Ziraat Bank as a Manager on 3 February 2015. She was a part of the establishment of Ziraat Katılım and she has been serving as Head of Risk Management Division since 23 June 2015.