2015 Annual Report
Corporate Profile

By always listening to its customers, Ziraat Participation understands them and works on a basic principle of offering unique solutions to them, with a focus on adding value not only for its customers and the shareholders, but to all of its stakeholders and society.

Turkey’s first state-owned participation bank
Ziraat Participation, a member of the Ziraat Finance Group, was established with permit number 6046 dated 10 October 2014 by the Banking Regulation and Supervision Agency (BRSA) with TL 675,000,000 of capital, and the bank obtained its permit for operation with decision number 6302 dated 12 May 2015.

Ziraat Participation successfully completed the basic banking software tests in a very short space of time. It set up operational infrastructure and business processes, and in line with the needs, recruited the necessary number of personnel with the required qualifications.

As the first state-owned participation bank to operate in our country, the Bank began offering services in its Head Office and in the Eminönü branch in Istanbul on 29 May 2015.

The target of growing together
As a supporter of projects that will enhance the contribution of businesses and individuals to the national economy with the right financial solutions in accordance with the principles of participation banking, Ziraat Participation continues its activities with the aim of becoming a different participation bank and growing together.

By always listening to its customers, Ziraat Participation understands them and works on a basic principle of offering unique solutions to them, with a focus on adding value not only for its customers and the shareholders, but to all of its stakeholders and society.

As a member of the Ziraat Finance Group and as the heir of a 152-year tradition of banking services, Ziraat Participation offers services to its customers in the fields of retail and corporate banking with its experienced personnel, effective distribution channels, digital platforms and technological infrastructure.

At the end of 2015, Ziraat Participation’s assets stood at TL 2.2 billion, with TL 1.3 billion of funds collected through participation accounts and TL 1.7 billion of funds disbursed to the real sector. There were 22 branches at the end of 2015, with a total of 458 personnel.